Welcome to Valueline! These Terms and Conditions govern your use of the Valueline website (the “Site”). By accessing or using the Site, you agree to comply with and be bound by these Terms. If you do not agree with these Terms, please do not use the Site.

1. Acceptance of Terms: You agree to be bound by these Terms and any additional terms and conditions that may apply to areas of the Site or to goods and services made available through the Site by accessing or using the Valueline website.
2. Changes to Terms: Valueline maintains the right, at any time, to change or update these terms and conditions. You agree to any changes by continuing to use the website after they are made.
3. User Responsibilities
   • Users must be at least 18 years old to access the website.
   • Users are responsible for maintaining the confidentiality of their account information.
4. Privacy: Our Privacy Policy, which is available at [Privacy Policy Link], also governs how you use the Website. You give permission for the Website to collect, use, and disclose your information in the ways outlined in the Privacy Policy.
5. Intellectual Property: All of the pieces of content on the Valueline website, including text, graphics, logos,and software, is owned by Valueline and is protected by laws pertaining to intellectual property.
6. User Content
   • The website allows users to contribute content (comments, suggestions, etc.).
   • Through content submission, users grant Valueline the right to use, reproduce, edit, adapt, publish, translate, create derivative works from, distribute, and display the submitted material in an unrestricted, perpetual, irrevocable, and fully sublicensable manner.
7. Prohibited Activities
   By using this website, you consent to refrain from:
   • Break any laws or regulations that may be relevant.
   • Make any unlawful, harmful, or fraudulent use of this website.
   • Any content that violates the rights of others or is offensive, obscene, or defamatory may be posted or transmitted.
   • Make an effort to access the Website or its systems without authorization.
   • Falsely claim or otherwise misrepresent your affiliation with any person or entity or attempt to impersonate them.
8. Disclaimer of Warranties: The website is provided “as is” without warranties of any kind, whether express or implied.
9. Limitation of Liability: Valueline disclaims all liability for any damages—direct, indirect, incidental, special, or consequential—that result from using the website or are related to it in any manner.
10. Governing Law: These Terms are governed by and construed in accordance with the laws of Republic Act 10173 – Data Privacy Act of 2012, without regard to its conflict of law principles.
11. Contact Information : For any inquiries or worries regarding our Terms and Condition, kindly get in touch with us at marketing@valueline.com.ph